Are you looking for an investor loan in Georgia? At Katz Mortgage Team in Atlanta Georgia , backed by Fairway Independent Mortgage Corp., we offer just about every type of available investor loan in Georgia to make your real estate investments even more profitable. We handle all these transactions in house so that your investor loan in Georgia close smoothly, and on time.
We can fund your investor loan up to 100%, including the ability to offer single loan investor financing with no mortgage insurance. Traditionally, the only way to get a 100% Investor loan in Atlanta on a residential investment property was to do an 80% first mortgage and a high-rate 20% second mortgage. Now through Katz Mortgage Team, you can now get a 100% investor loan with no mortgage insurance. This investor loan is offered to investors who can fully document their income as well as investors who need "no-income verification".
We also do a cash out investor loan in Georgia for both seasoned and unseasoned properties.
Here are some of our benefits and programs for an investor loan in Georgia.
100% Single Loan with No Mortgage Insurance: One single low rate loan with no mortgage insurance. The 100% single loan with no mortgage insurance investor loan is offered for Georgia investors who can fully document their income as well as borrowers who need “no-income verification”.
High Loan-to-Value : Requiring zero down payment with good credit, we offer an investor loan in Georgia that can conserve your money and help you keep your cash for future real estate investor projects.
Piggy-back Loans : By coupling a first mortgage and second mortgage together, such as 80/20's, we are able to offer loans with loan-to-values above 80% with no mortgage insurance.
Fixed Rate & Adjustable : For investors in Georgia , we offer a wide variety of fixed rate and adjustable loans , with fixed periods ranging from one month to ten years.
Interest Only Loans : For investors who want improved cash flow, we offer a variety of Interest Only programs. These loans offer the lowest monthly payments .
No Seasoning Requirement : We have investor loan programs to take advantage of an investment property's full-appraised value, even if you have owned it for only a short time.
No Closing Costs : On some of our investor loans in Georgia , we offer a Zero Closing Cost option. Eligibility depends on loan amount, loan-to-value, and type of purchase loan.
Cash-out Investor Refinances : We can offer cash out investor loans for investors in Georgia who choose to pull cash out of their investor properties for other real estate projects.
Stated Income Programs : We have investor loans for investors that do not require verification of income, an excellent loan for the self-employed investor who has a complex financial situation.
No Income/No Asset : These investor loans are for investors who do not require verification of either assets or income. These investor loans rely exclusively on credit and loan-to-value.
Cross-Collateralization : We can show you an investor loan program that uses the equity in your primary residence to help get the best deal and lowest borrowing costs on your investor loan in Atlanta Georgia .
Automated Underwriting : We use both the Fannie Mae and Freddie Mac automated systems to allow for maximum underwriting flexibility on a investor loan in Georgia .
Multi-Family : We offer investor loans in Georgia on Duplexes, Triplexes, and Quad-plexes, as well as single family, condos, and fee-simple town homes.
Resident Aliens : We offer an investor loan program in Georgia to lawful resident aliens meeting all the same credit standards as U.S. Citizens.