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Florida Investor Purchase Loans
Are you a Florida investor looking for purchase loans? Katz Mortgage Team , backed by Fairway Independent Mortgage Corp., offers just about every type of Florida investor purchase loan to make your Florida real estate purchase even more profitable. We offer Florida investor purchase loans up to 100%, including a single loan investor financing with no mortgage insurance. We do cash out investor purchase loans for both seasoned and unseasoned properties.
We can fund your Florida investor purchase loans up to 100%, including the ability to offer single loan investor financing with no mortgage insurance. Traditionally, the only way to get a 100% Investor loan on a residential investment property was to do an 80% first mortgage and a high-rate 20% second mortgage. Now through Katz Mortgage Team, you can now get 100% investor purchase loans in Florida with no mortgage insurance. This loan is offered to investors who can fully document their income as well as investors in Florida who need "no-income verification
For Florida investors, here are some of our benefits and programs for Florida investor purchase loans.
100% Single Loan with No Mortgage Insurance: One single low rate loan with no mortgage insurance. Our 100% purchase investor loans are offered for Florida investors who can fully document their income as well as borrowers who need “no-income verification”.
No Closing Costs : On some of our Florida Investor purchase loans we offer a Zero Closing Cost option. Eligibility depends on loan amount, loan-to-value, and type of purchase loan.
Cash-out Investor Refinances : Many Florida investors choose to pull cash out of their investment properties for other real estate projects. We do cash out investor loans for both seasoned and unseasoned properties.
Stated Income Programs : We offer investor purchase loans that do not require verification of income, excellent for self-employed Florida investors who has a complex financial situation.
No Income/No Asset : These Florida investor loan programs do not require verification of either assets or income. These programs rely exclusively on credit and loan-to-value.
Cross-Collateralization : We can show the Florida investor to use the equity in your primary residence to help get the best deal and lowest borrowing costs on your Florida properties.
Automated Underwriting : We use both the Fannie Mae and Freddie Mac automated systems to allow for maximum underwriting flexibility on Florida investor purchase loans.
Multi-Family : We can offer a Florida investor financing on Duplexes, Triplexes, and Quad-plexes, as well as single family, condos, and fee-simple town homes.
High Loan-to-Value : Requiring zero down payment with good credit, we offer Florida investor purchase loans for the Florida investor which can conserve your money and help you keep your cash for future real estate projects.
Piggy-back Loans : By coupling a first mortgage and second mortgage together, such as 80/20's, we are able to offer Florida investors loan-to-values above 80% with no mortgage insurance.
Fixed Rate & Adjustable : We offer a wide variety of fixed rate and adjustable loans with fixed periods ranging from one month to ten years.
Interest Only Loans : For Florida investors who want improved cash flow, we offer a variety of Interest Only programs. These offer the lowest monthly payments .
No Seasoning Requirement : We have Florida investor purchase loans that allow investors to take advantage of an investment property's full-appraised value, even if you have owned it for only a short time.
Resident Aliens : We can offer Florida investor purchase loans to lawful resident aliens meeting all the same credit standards as U.S. Citizens.
Beginning Real Estate Investors! Download our FREE booklet Real Estate Investor Loan Guide and learn how to invest in real estate the smart way....you'll learn the best strategies, how to find the right property, forming your offer, choosing the best mortgage...and more!
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