100% Florida Investor Loans

Are you looking for 100% Florida Investor Loans? Katz Mortgage Team, backed by Fairway Independent Mortgage Corp., offers a wide variety of 100% investor loans for Florida real estate investors. These loans allow you to hold on to your cash for home improvements or future real estate projects. We handle all these 100% Florida investor loan transactions in house so that your deals close smoothly, and on time.

Transaction Types: Purchases or Refinances for 100% Florida Investor Loans:

100% Single Loan with No Mortgage Insurance: One single low rate loan with no mortgage insurance.  Our 100% investor loans are offered for Florida investors who can fully document their income as well as borrowers who need “no-income verification”.
High Loan-to-Value : Requiring zero down payment with good credit, we offer an investor loan in Florida that can conserve your money and help you keep your cash for future real estate investor projects.
Piggy-back Loans : By coupling a first mortgage and second mortgage together, such as 80/20's, we are able to offer investor loans with loan-to-values above 80% with no mortgage insurance.
No Closing Costs : On some of our investor loans in Florida , we offer a Zero Closing Cost option. Eligibility depends on loan amount, loan-to-value, and type of purchase loan.
Cash-out Investor Refinances : We can offer cash out investor loans for investors in Florida who choose to pull cash out of their investor properties for other real estate projects.
Fixed Rate & Adjustable : For investors in Florida , we offer a wide variety of fixed rate and adjustable loans , with fixed periods ranging from one month to ten years.
Interest Only Loans : For investors who want improved cash flow, we offer a variety of Interest Only programs. These loans offer the lowest monthly payments .
No Seasoning Requirement : We have investor loan programs to take advantage of an investment property's full-appraised value, even if you have owned it for only a short time.
Cross-Collateralization : We can show you an investor loan program that uses the equity in your primary residence to help get the best deal and lowest borrowing costs on your investor loan in Florida .
Stated Income Programs : We have investor loans for investors that do not require verification of income, an excellent loan for the self-employed investor who has a complex financial situation.
No Income/No Asset : These investor loans are for investors who do not require verification of either assets or income. These investor loans rely exclusively on credit and loan-to-value.
Automated Underwriting : We use both the Fannie Mae and Freddie Mac automated systems to allow for maximum underwriting flexibility on a investor loan in Florida .
Multi-Family : We offer investor loans in Florida on Duplexes, Triplexes, and Quad-plexes, as well as single family, condos, and fee-simple town homes.
Resident Aliens : We offer an investor loan program in Florida to lawful resident aliens meeting all the same credit standards as U.S. Citizens.