We offer outstanding customer service on a wide variety of loan products up to $5 million.  Intimately knowledgeable about local markets, we handle the entire commercial funding process from start to finish with our streamlined and automated underwriting process…so your deals close smoothly on time, every time.

Types of Commercial Properties We Fund:

• Multifamily - 5+ Units
• Mixed Use - Residential
• Mixed Use  -    Commercial
• Retail
• Light Industrial
• Office
• Office Condo

 Properties We Do Not Fund:

• Properties with Environmental Issues
• Single or Specialty Use
• Construction/Rehab Financing
• Commercial Land

 Loan Products We Offer:

• Unique variety of customizable terms compared to industry standard of 15-20 years – Fixed, Balloons or ARM products
• Interest Only options to offer greater cash flow
• 40 year amortization
• Only lender offering 30 year fully amortizing product
• Free 60 day lock
• Non-recourse option

 Max LTV and CLTV

• Purchase - 80/10
• Refinance – 75/15
• Seller Held Second Allowed Cash-out Refinances with 12 months Seasoning

Loan Limits

• Commercial Properties - $100,000 to $3,500,000
• Multi Family or Mixed Use Residential - $100,000 to $5,000,000

 No Doc Advantages

• Income, assets, and employment are not verified and no seasoning or reserve requirements    
• Reduced documentation on borrower streamlines the lending process    
• Allows faster approvals and turn-times, 45 days compared to 90 days for other lenders
• Allows foreign nationals

Estimated Timeframe < 30 Days 30-60 Days 60-90 Days Not Sure 120 Property Information Property Type - Multifamily - 5+ Unit Mixed Use - Residential Mixed Use - Commercial Retail Light Industrial Office Office Condo Other

Enviromental Concerns: Yes No

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